Retirement Income Planning — Building A Pension

The Financial Cafe’

What happened to the good old pension plans? Robert Kiyosaki and Edward Siedle, in their book, “Who Stole My Pensions”, explain how we moved away from the defined benefits retirement plans to the current defined contributions plans in the 1970s. The passing of…

Biblically Responsible Investing (BRI) takes Environmental, Social, and Corporate Governance (ESG), to a whole new level. Not only does BRI hold corporations to ethical standards but also ensures they are adhering to Christian values. According to BRI standards, investors cannot just leave the wealth management to professional money managers without…

The Financial Cafe

Commercial Real Estate Investing

What is the Investment Worth?

How do you determine if the investment, whether it is a real estate investment or business opportunity, is right for your portfolio? Is there a way to determine or calculate the maximum amount you should pay for an investment and still…

I have always been a forceful advocate of managing and running a business as if it were for sale. This philosophy sometimes places me at odds with business owners who tell me they will worry about selling their business when the time comes for them to sell.

Of course, it…

There comes a time when you will want to either sell or pass along your business to your heirs. How do you begin the process of exiting your business? What are the steps involved? How long will it take? What resources are available to assist in this process?

There are…

Will Money Bring Happiness?

The Financial Cafe

There are many books on money, finance, and happiness, I will not try to replicate these ideas. However, it is important to understand how money relates to a person’s overall well-being. Naturally, the lack of money can cause anguish, depression, and even marital problems. What about…

Typically, our goals and aspirations lead us to effect changes in our lives. Without a strong why these goals and aspirations are often relegated to just another unsuccessful attempt to dream beyond our capabilities or reach for an unsuitable state for which we are not matched. Your why is the…

The Lucky Bat!

When I was ten years old, I remember playing Little League baseball and getting on a hitting streak that seemed never to end. I found a “lucky bat” and used it for the rest of the season. Do you think someone could convince me to use another…

Dr. Gerald House

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